TRICARE Dental Program Overseas Fact Sheet
Family members of active duty military stationed overseas, as well as
reservists and their family members living overseas, may enroll in the TRICARE
Dental Program (TDP). This paid dental insurance plan, managed by United
Concordia Companies, Inc. (UCCI), helps offset out-of-pocket expenses for
overseas civilian dental care.
Click on a topic below for more information:
Your Overseas Dental Care
Active duty family members living in an overseas area serviced by a military
Dental Treatment Facility (DTF) can often receive space available dental care
required to maintain good oral health from their local military dental clinics.
Those who live in remote areas or assigned to locations where care is not
available in the DTF can enroll in the TDP and receive their care from local
national providers.
Non-Availability Forms (NARF)s are no longer needed for routine or
non-orthodontic dental treatment. However, NARFs are needed for orthodontics
and for implants and patients must go to a listed host nation provider for any
dental care.
What category are you in?
No matter where you live in the European theater, you can use the TRICARE Dental
Program. The type of dental service available to you depends on where you call
home:
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Remote: Remote overseas locations are countries where the
uniformed services have no military DTFs such as Sweden, Egypt, or Russia. If
you live in a remote area and are enrolled in the TDP, you will receive your
dental care from local national providers.
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Non-Remote: Non-remote locations are those countries such as
Germany, Italy and the UK that have fixed military DTFs. If enrolled, the
dental plan will cover family members living in these countries, thus
augmenting the dental services provided by military DTFs. Patients must go to
listed host nation dentists in order to receive care outside of the DTF.
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Non-Remote Distant Sites: This category applies for family
members who live over 50 miles away from a military DTF. These beneficiaries
should call or e-mail the TAO - Europe Dental Office at the numbers listed in
this brochure to request information or to get a NARF for orthodontic care or
dental implants. Patients must go to listed host nation providers.
Enrolling in the TDP
You can enroll in the TDP at the UCCI web site on-line or via the mail. Sponsors
must enroll for a minimum of 12 months.
You may e-mail UCCI at oconus@ucci.com or
visit their website, www.TRICAREdentalprogram.com.
If mailing your enrollment, you are asked to send a check or money order for
the amount equal to one month's premium to UCCI as you submit the application.
If enrolling online, you will need to use a credit card to pay for the initial
month's premium.
Once your enrollment information has been processed, you will receive a benefit
booklet and your dental ID cards. Enrollment applications must be received at
UCCI by the 20th day of the month for coverage to begin on the first day of the
next month. Keep in mind that if UCCI receives your application after the 20th
day of the month, your coverage will not become effective until the first day
of the second month.
No additional applications or procedures are required for individuals already
enrolled in the CONUS TDP plan who are reassigned overseas. If you are enrolled
in the states, you will remain enrolled during your overseas assignment unless
you disenroll through UCCI to cancel the insurance.
Authorization and Referral Process
No NARF is necessary for routine dental care, regardless of your location.
Orthodontic Care and Dental Implants
For orthodontics and implants from host nation providers an initial exam NARF is
required from the DTF or from the TRICARE Area Office (TAO) - Europe Dental
Office. After an orthodontic or implant treatment plan is done those materials
must be sent to the TAO Dental Office for review and approval. Contact the TAO
Dental Office at the numbers listed for specific information on this review
process.
Dental Benefit Specifics
Monthly premiums are $11.05 for one family member and $27.63 for multiple
family members (effective Feb 01, 2006).
The maximum allowable benefit for CONUS/OCONUS is $1,200 maximum per ADFM per
contract year (Feb. 1 through Jan. 31) and $1,500 lifetime maximum per Active
Duty family member, Reservist, or Reserve family member for orthodontic care.
As with the CONUS program, once the maximum allowable benefit has been exceeded,
the member will be responsible for the entire cost of any additional services
received.
OCONUS the government will cover the beneficiary's cost shares for many routine
dental procedures, including diagnostic, preventive, restorative, endodontic,
periodontic, and oral surgery procedures.
The TDP covers orthodontic care for children to age 21 and for students and
spouses to age 23. Care initiated in the CONUS service area may be continued
OCONUS (unless the lifetime maximum has already been met).
If overseas enrollees return to CONUS to seek dental care, CONUS dental benefit
procedures and costs will be followed.
Prior to seeing a host-nation provider, beneficiaries should verify current
enrollment through UCCI.
More Information
Information on the TRICARE Dental Program can be found on the United Concordia
web site at www.TRICAREdentalprogram.com
and through the links on this page.
You may also contact UCCI at (717) 975-5017 (not toll-free), 1-888-418-0466 toll
free by using your country's AT&T access code or e-mail them at
oconus@ucci.com.
The TRICARE Area Office - Europe Dental Program Coordinator can be reached at
DSN 496-6358, or civilian 49-(0) 6302-67-6358, e-mail:
TDP@europe.tricare.osd.mil.
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